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    <span class="post-time">2 / 5, 2024</span>
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    <h1 class="title">国内银行现状</h1>
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      #碎碎念
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    <li class="tag-item">
      #吐槽
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    <p>上个月我妈给我去银行转账，算是见识到了银行踢皮球的能力。</p>
<p>首先我妈的钱是存在存折里，农商银行，那天我妈把钱都取出来，想直接转我中国银行卡，不过有一笔 50 左右的手续费，柜员建议我妈去农业银行转，这样可以省下这比手续费。我妈平时省吃俭用，如果只是花点时间就能省下 50 块钱，自然是会采用这种方案。哪怕是我也会毫不犹豫去其他地方转，因为另一个银行只相距几百米，电动车马上就能到。</p>
<p>于是我妈先回家翻了一通农业银行卡，等我妈到了农业银行，银行的柜员说不行，建议我妈直接去中国银行，相当于直接去往我卡里存钱，我妈也懒得跟柜员撤，想着去一趟算了，虽然中国银行在隔壁镇。期间，我妈还开错路，走了回头路。</p>
<p>结果到了中国银行说也不行，虽然我不知道具体原因，难道是因为没有实体卡所以不行？通过我妈的转述，我也不敢肯定具体原因是什么，毕竟我亲眼见识过我妈的转述能力。</p>
<p>最后我妈受不了，还是去了农商银行，交了 42 块的手续费。耗时好几个小时，提心吊胆带着十几万现金，吹了一路冷风，那天还刚好是最冷的一天，零下五六度，电瓶车还骑没电，确实让人生气。</p>
<p>到现在我也还是不知道农业银行跟中国银行为什么不行。是柜员嫌麻烦，糊弄一下不懂的老年人，还是有其他真的无法办理的原因，我不得而知。</p>

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